The Hilton American Express Card $0 annual fee is a reasonable choice for travellers seeking more Hilton perks at no extra cost.
The card offers automatic Silver rank, which provides a discount on points earned from eligible Hilton stays, free breakfasts at select hotels and other advantages. And besides the rich ongoing rewards on Hilton payments, the card also offers high ongoing rewards at restaurants, stores, and gas stations.
Why do you want the Hilton American Express Card?
No Annual Fee
Because the Hilton Honors American Express Card comes with an annual fee of $0, you don’t have to worry about gaining enough rewards to reimburse for its cost. Even if you don’t very often use the card, you’re still going to come out. That could make it a keeper for fans from Hilton who can usually book stays, but still want additional hotel benefits during their visits.
The Hilton American Express Card comes with Silver status Hilton’s loyalty program’s lowest tier of elite status. Normally, by racking up multiple stays at Hilton properties, you would have to earn this status. This status will give you a package of benefits, including:
* Earned a 20 % offer on all base points for Hilton Honors.
* Free internet access at selected locations.
* Two complimentary water bottles in selected locations per stay.
* Fifth night free if you use just points to book a stay for five or more nights.
* Late check-out
In particular, the 20% bonus on Hilton base points can really juice your effective rate of rewards on purchases made by Hilton. Say, you booked a $100 room with Hilton, for example, and earned 700 bonus points on the purchase via the Hilton Honors American Express Card, and 1,000 base points directly through the Hilton Honors loyalty program. Through adding 200 points to your total, the 20% bonus on those base points would mean you could earn a respectable 1,900 points on this purchase. That’s worth $7.60, a solid return on a purchase of $100 based on Nerd Wallet valuations.
High Ongoing Rewards
Some co-branded cards are one-trick ponies, which only earn bonus rewards on purchases made with their brands. Some co-branded cards are one-trick ponies, which only earn bonus rewards on purchases made with their brands. It also earns generous bonus rewards on purchases made at restaurants, supermarkets and gas stations in addition to earning points on qualified Hilton purchases.
How does it compare with other Hilton cards?
The Hilton American Express Card is the only credit card with a $0 annual fee branded by Hilton. Its benefits are the most basic of all the cards in the Hilton family. The Hilton Honors American Express Surpass Card, which has a $95 annual fee, comes with Gold status and Select Priority Pass travel passes. And the premium Hilton Honors American Express Aspire card, which carries a $450 annual fee, comes with travel points, access to the lounge and several other benefits.
Is the American Express Card of Hilton Honors suitable for you?
The American Express Card of Hilton Honors does not offer the richest benefits of Hilton around. But for travellers who want more Hilton benefits without having to pay an annual fee, this is an excellent option.